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Debt Recoveries

Efficient, legally sound strategies to recover what is owed to your business — with minimal disruption to your operations.

Practice Area

Debt Recoveries

Unpaid debts drain working capital, threaten cash flow, and divert management attention. Ganzala & Ganzala Advocates provides a structured, results-oriented debt recovery service that maximises the return on every instruction.

We handle debt recovery instructions for financial institutions, corporates, SMEs, and individuals across all value thresholds. Our process begins with a careful assessment of the debtor's position and the most appropriate recovery pathway — from a carefully worded demand letter through to full court proceedings and enforcement.

Where the debtor has assets, we move quickly to secure them through attachment, garnishee orders, or charging orders before they can be dissipated. Where insolvency is a factor, we advise on the most effective position to adopt in winding-up or receivership proceedings.

We leverage Kenya's improving legal infrastructure for debt enforcement, including the online court filing systems and the Auctioneers Act, to accelerate recovery timelines without sacrificing legal rigour.

Our Services in This Area

  • Demand letters and pre-litigation negotiation
  • Filing and prosecution of debt suits
  • Summary judgment applications
  • Attachment and sale of moveable property
  • Garnishee (third-party debt) orders
  • Charging orders over land and property
  • Bankruptcy and winding-up petitions
  • Receiver and manager appointments
  • Cross-border debt recovery
  • Post-judgment enforcement and monitoring

Why Choose Ganzala & Ganzala?

Speed and precision matter in debt recovery. We act swiftly, communicate transparently, and keep you informed at every stage. Our fee structures are designed to align our interests with yours — we succeed when you recover.

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Other Practice Areas

⚖️ Employment & Labour Relations 🏛️ Civil & Criminal Litigation 🏠 Conveyancing